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Consumer Proposals

A consumer proposal is a legal agreement between you and your creditors to repay part of the debt that you owe.

Debt Management

A debt management plan or program consolidates credit cards and other unsecured debts into one monthly payment.


The last resort for Debt Relief. When you are too deep in Debt and it may feel like you can’t get out. That’s when bankruptcy may be a solution to your problems.

Credit Report

A credit report is a detailed breakdown of an individual's credit history prepared by a credit bureau. Your credit report is a review of your financial history

Secured Credit Cards & Cash Secured Savings Loan

Build your credit score safely without going into debt!

Credit Rebuilding Program

Rebuilding Credit Takes Time, Patience and some effort from you.

What Canadians are saying about CFFCL

Terry Little - New Foundland

It was a relief to have my debts resolved. I would like to thank Canada Freedom Financial Centre and their team for guiding me through this tough phase of my life.

Joshua Wilson - Ontario

Canada Freedom Financial are the absolute best in what they do! When I first called and spoke to Erica, she made me feel very comfortable and was very professional. I was then transferred to Darshan who was beyond wonderful! Very professional and explained the entire process. I would highly recommend them to anyone who might need to use their services. They are the best and made that first call, bearable for me.

Alex Tremblay - Saskatchewan

I do recommend them wholeheartedly. The monthly fee is cheap (comparatively), all communication replies from them are swift and easily understood, and I even have a personal customer service rep for any further needs. I have no regrets choosing Canada Freedom Financial.