An alternative to bankruptcy and is one of the most efficient and safe ways to consolidate debt.
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A professionally-assisted debt repayment plan that is set up through a credit counselling agency.
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A debt restructuring option for consumers who have “no other options” to recover from an otherwise unmanageable debt load.
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This program is a must for consumers wanting to build a strong credit score.
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Potential creditors and lenders use credit reports as part of their decision-making process to decide whether to extend you credit — and at what terms
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